As a Swiss cross-border worker, you can choose between Swiss LAMal or French CMU. This choice depends on your personal situation and your healthcare needs.

The right of option allows Swiss cross-border workers to choose between LAMal and CMU within 3 months after being hired in Switzerland.

Sans choix exprimé dans les 3 mois, le frontalier sera automatiquement affilié à la LAMal suisse.

Non, cette assurance est facultative mais fortement conseillée. Elle est souvent proposée par l’employeur pour couvrir la perte de revenus en cas d’arrêt maladie.

Reimbursements depend on the chosen scheme: Swiss rates for LAMal, or French rates for CMU. Keep all treatment receipts.

Yes, specialized organizations such as ALP ASSURANCES support border workers in choosing and managing their insurance.

The cross-border worker must provide his employment contract, proof of address and fill out the registration form for the CMU.

Transborder mobility allows French residents to work in Switzerland thanks to the free movement of people between the EU and Switzerland.

La libre circulation permet de travailler en Suisse sans permis de travail spécifique, facilitant l’accès au marché de l’emploi suisse.

Oui, une autorisation frontalière est obligatoire pour exercer en Suisse tout en résidant en France.

Q: Quels types d'autorisations de séjour puis-je obtenir en Suisse ?

R: Vous pouvez obtenir une autorisation de courte durée (jusqu’à 12 mois), une autorisation de longue durée (5 ans), ou une autorisation pour les indépendants exerçant en Suisse.

Proof of employment, proof of residence in France, and sometimes a medical certificate are required.

Registration with the Swiss authorities within 14 days, renewal of permits, and declaration of any change in situation.

Salaire équitable, bonnes conditions de travail, prestations sociales telles que l’assurance maladie et la retraite.

Fair salary, good working conditions, social benefits such as health insurance and retirement.

Respect des horaires de travail, déclaration des revenus en France et en Suisse, et respect des conventions collectives.

Respect of working hours, declaration of income in France and Switzerland, and adherence to collective agreements.

Revenues are generally taxed in Switzerland with the possibility of a tax credit in France to avoid double taxation.

Vous pouvez choisir entre l’assurance maladie en Suisse ou en France selon votre situation et vos besoins.

You can choose between health insurance in Switzerland or France according to your situation and needs.

Access to medical care, family benefits, retirement rights, and assistance in case of unemployment.