CMU or LAMal: compare for your household
Compare basic cover for your household.
Salary & health
Cross-border CMU contributions: 2026 estimate
Understand how your French contribution is calculated before comparing it with another healthcare budget.
Editable example · calculation assumptions, not an offer
Alperea Assurances
Your calculation
Estimate for one affiliated person using the income base entered. A household with two affiliated workers requires two calculations using their respective bases. Urssaf determines the final assessment base; do not simply add the entire household's reference taxable income.
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Understanding this result
See the assessment base and allowance, not just a total.
For 2026, the calculation applies 8 % to the retained base after an annual allowance of 12 015 €, or 25 % of PASS of 48 060 €. The result is then prorated using the days of affiliation entered over 365 days. The reference income year is 2024.
Can I simply enter my converted Swiss gross salary?
That is not the tax assessment base used by Urssaf. Use the relevant income from your tax notice and declaration, or have your assessment base checked before drawing a conclusion.
Sources and method
Method checked on Oct 21, 2026
