Gross to Net Salary Calculator in Switzerland for Cross-Border Workers (2025)

Do you have a gross salary in Swiss francs (CHF) and want to know how much you will actually receive in net? Our **gross to net salary calculator** for **Swiss border workers** provides you with an accurate estimate. Enter your monthly gross salary, your working canton (Geneva, Vaud, Valais...), and discover your net salary after deductions of **social security charges** and **withholding tax**.

Your net salary simulation

Monthly gross salary (CHF):

Work canton:

Marital status:

Number of dependent children:

Understanding the difference between gross and net salary in Switzerland

Gross salary is the total amount agreed with your employer before any deductions. Net salary is what you receive in your account after the deduction of mandatory social security contributions and withholding tax.

Chart explaining the transition from gross to net salary for a cross-border worker in Switzerland

What are the deducted social charges?

  • AVS/AI/APG : Pension and disability insurance
  • AC : Unemployment insurance
  • LPP : 2nd pillar (occupational pension)
  • Withholding tax : Directly deducted by the employer for cross-border workers

Frequently asked questions about salary in Switzerland

? What is the average salary of a cross-border worker in Switzerland?

The average salary in Switzerland varies greatly depending on the canton and the sector. It is often around 6,500 CHF gross per month, but this figure can be higher in cantons like Geneva or Zurich and in sectors such as finance or IT.

? How is the withholding tax calculated?

The withholding tax for cross-border workers depends on a cantonal scale that takes into account your income level, your family status (single, married) and the number of dependent children. Our simulator uses an average rate to provide you with a reliable estimate.

? Is the 13th salary mandatory in Switzerland?

Although widespread, the 13th salary is not a legal requirement unless specified in your employment contract or a collective agreement. If included, our calculator can help you visualize your net annual income.

Any questions?

Visit the FAQ

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