Cross-border budget: what is left in euros
See your room for manoeuvre, even when exchange rates move.
Salary & health
Swiss gross-to-net salary: clear assumptions
Move from gross to net pay without letting a blanket rate define your circumstances. Deductions specific to your employer remain in your hands.
Editable example · calculation assumptions, not an offer
Alperea Assurances
Your calculation
Tax is an assumption you enter, not a cantonal tax calculation. Annual net pay is divided over twelve months: a 13th salary may change the actual payment in any given month. Health insurance is not deducted here. Monthly LPP and other deductions are annual totals divided by twelve. Mandatory accident insurance uses the insured earnings ceiling; enter any supplementary premium under other deductions. Standard employee over a full year, before AVS reference age. Special circumstances require a separate assessment.
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Scenario kept on this page
Understanding this result
Clear deductions, tailored to your payslip.
Gross pay is annualised over 12 or 13 payments. Employee AVS/AI/APG and AC contributions are calculated separately; LPP and other deductions come from your monthly assumptions. Withholding tax is an assumption applied to annual gross pay, to be replaced with your payslip figures.
Does the calculator work out my exact tax in Geneva or Vaud?
No. The scale depends on the canton and your circumstances, among other factors. Use your effective rate or the official cantonal calculator; this tool then shows its effect on your budget.
Sources and method
Method checked on Oct 21, 2026
