AVS retirement budget: CHF and euro pensions
A France–Switzerland overview based on your funds' estimates.
Retirement & savings
LPP projection: 2nd-pillar capital and pension
Your pension certificate is the right starting point. Use its figures to explore different assumptions.
Editable example · calculation assumptions, not an offer
Alperea Assurances
Your calculation
This projection has no contractual value. Interest and conversion rates are assumptions you enter; legal minimums apply only to the mandatory portion, not all your pension assets.
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Scenario kept on this page
Understanding this result
Visible, editable assumptions from your pension fund.
The capital earns interest at the rate entered, then annual retirement credits, assumed constant, are added. At the end of the term, the conversion rate entered turns the capital into an annual pension. Risk premiums and fees must not be added to savings.
Can I apply 6.8 % to all my pension assets?
Not automatically. The statutory minimum conversion rate applies to the mandatory portion. The overall or supplementary rate depends on the fund; use the rate stated on your pension certificate.
Sources and method
Method checked on Oct 21, 2026
