Salary & health
Cross-border budget: what is left in euros
See your room for manoeuvre, even when exchange rates move.
Open the calculator : Cross-border budget: what is left in eurosThe cross-border toolkit
Your cross-border decisions, backed by figures.
Income in francs, expenses in euros and decisions that affect your family. Find the figures you need in one place, then take the right next step.
Calculations stay on this page. None of the details you enter are sent to the firm.
Alperea Assurances
A number alone is not enough. See what it means for you.
Start with your budget, adjust the exchange rate or borrowing costs, then compare your cover. Your results are available without providing an email address.
- 01Compare two scenarios on the same basis, with the assumptions clearly shown.
- 02Find the dated exchange rate, calculation rules and official sources.
- 03Keep your results as a PDF or CSV, without a compulsory contact form.
- 04Move to the comparison tool that meets your needs, when it becomes useful.
17 tools at your fingertips
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Salary & health
Swiss gross-to-net salary: clear assumptions
Clear deductions, tailored to your payslip.
Open the calculator : Swiss gross-to-net salary: clear assumptionsSalary & health
CMU or LAMal: compare for your household
Compare basic cover for your household.
Open the calculator : CMU or LAMal: compare for your householdSalary & health
Cross-border CMU contributions: 2026 estimate
See the assessment base and allowance, not just a total.
Open the calculator : Cross-border CMU contributions: 2026 estimateCurrency & housing
CHF to EUR: the real cost after charges
A currency budget that includes the charges.
Open the calculator : CHF to EUR: the real cost after chargesCurrency & housing
Borrow in euros or francs: test exchange-rate risk
Repayments and debt: both sides of exchange-rate risk.
Open the calculator : Borrow in euros or francs: test exchange-rate riskCurrency & housing
Mortgage protection savings: same term, same capital
Quantify the difference without inventing a quote.
Open the calculator : Mortgage protection savings: same term, same capitalCurrency & housing
Cross-border borrowing capacity: insurance included
Actual currency conversion, with insurance in the budget.
Open the calculator : Cross-border borrowing capacity: insurance includedCurrency & housing
Property prices: DVF benchmarks around Lake Geneva
From observed prices to financing needs, on one page.
Open the calculator : Property prices: DVF benchmarks around Lake GenevaTravel & paperwork
Cross-border commuting budget
A commuting budget that reflects your office attendance.
Open the calculator : Cross-border commuting budgetTravel & paperwork
Cross-border telework: separate thresholds
Understand tax and social security without mixing up their thresholds.
Open the calculator : Cross-border telework: separate thresholdsTravel & paperwork
Your first cross-border administrative steps
A clear health insurance deadline and a practical checklist.
Open the calculator : Your first cross-border administrative stepsRetirement & savings
Swiss retirement age: your AVS reference date
A Swiss date kept separate from your French retirement.
Open the calculator : Swiss retirement age: your AVS reference dateRetirement & savings
AVS retirement budget: CHF and euro pensions
A France–Switzerland overview based on your funds' estimates.
Open the calculator : AVS retirement budget: CHF and euro pensionsRetirement & savings
LPP projection: 2nd-pillar capital and pension
Visible, editable assumptions from your pension fund.
Open the calculator : LPP projection: 2nd-pillar capital and pensionRetirement & savings
3rd pillar: project capital without tax promises
Capital, contributions and tax considered separately.
Open the calculator : 3rd pillar: project capital without tax promisesRetirement & savings
Young professionals' savings: the impact of five years
Compare starting dates, without guaranteed returns.
Open the calculator : Young professionals' savings: the impact of five years
