Your questions, our answers
Understanding your insurance, made simple
Health cover, working across the border, mortgages or financial planning: find clear answers and the right tools to take the next step.
Ask a question
Our clients’ reviews on Google Read reviews
Browse by topic
Answers to your questions
85–96 of 308 questions
Health insuranceWhat are the reimbursement levels depending on the type of care?
They vary depending on the type of care: consultations, medications, dental care, optical care, or hospitalization.
Health insuranceHow can I optimize my health reimbursements?
By choosing a suitable supplementary plan, using third-party payment, and comparing offers.
Health insuranceWhat are concrete examples of health reimbursements?
For €300 glasses, with a supplementary plan covering 80% of the out-of-pocket cost, you’ll only pay €48.
Health insuranceWhich legal texts govern health reimbursements?
The Social Security Code and the Mutuality Code define the reimbursement rules.
Health insuranceWhy is it important to understand your health reimbursements?
To optimize your coverage, avoid unpleasant surprises, and manage your healthcare expenses effectively.
Real EstateWhat is the Denormandie scheme?
The Denormandie scheme is a tax incentive designed to encourage the renovation of old housing in specific areas, in return for a rental commitment.
Real EstateWhat are the eligibility conditions of the Denormandie scheme?
The property must be old and located in an eligible municipality, with renovations amounting to at least 25% of the total cost, and a rental commitment of 6, 9, or 12 years.
Real EstateWhat are the tax benefits of the Denormandie scheme?
The scheme offers a tax reduction of 12%, 18%, or 21% depending on the rental commitment period (6, 9, or 12 years).
Real EstateHow to maximize an investment with the Denormandie scheme?
It is recommended to choose dynamic municipalities, optimize the renovations to increase the property value, and set a rent aligned with the local market.
Real EstateWhat are some concrete examples of Denormandie investments?
For a property worth €120,000 with €40,000 in renovations, the investor can get a €28,800 tax reduction over 9 years and a gross rental yield of 5%.
Real EstateWhich legal texts govern the Denormandie scheme?
The scheme is governed by Article 199 novovicies of the French General Tax Code, specifying the eligibility conditions and the calculation methods for the tax reduction.
Real EstateWhat is the Pinel/Duflot scheme?
The Pinel scheme, succeeding the Duflot one, supports the construction of new housing in exchange for a 6, 9, or 12-year rental commitment, with tax reductions of up to 21%.
From answers to action
Take the next step
Free tools to help you plan ahead and get a personalised quote.
- Health top-up insurance in FranceCompare premiums and benefits for your profile, then receive quotes for the offers you select.
- Cross-border health top-up insuranceCompare Alptis and REPAM offers, premiums and benefits for your healthcare in France and Switzerland.
- CMU or LAMal?Estimate and compare contributions to help you choose a health insurance scheme as a cross-border worker.
Alperea Assurances
Your question deserves personal advice
Our team in Gex helps you choose cover that suits your circumstances.
