Your questions, our answers
Understanding your insurance, made simple
Health cover, working across the border, mortgages or financial planning: find clear answers and the right tools to take the next step.
Ask a question
Our clients’ reviews on Google Read reviews
Browse by topic
Answers to your questions
13–24 of 308 questions
Cross-border workersWhat documents to provide to obtain a border permit?
Cross-border workersWhat are the administrative obligations of Swiss cross-border workers?
Registration with the Swiss authorities within 14 days, renewal of permits, and declaration of any change in situation.
Cross-border workersWhat are the rights of cross-border workers in Switzerland?
Fair pay, good working conditions and social benefits such as health insurance and a pension.
Cross-border workersWhat are the duties of Swiss cross-border workers?
Complying with working hours, declaring income in France and Switzerland, and observing collective agreements.
Cross-border workersHow are cross-border workers taxed?
Revenues are generally taxed in Switzerland with the possibility of a tax credit in France to avoid double taxation.
Cross-border workersWhat health insurance to choose when you are a cross-border worker?
You can choose between health insurance in Switzerland or France according to your circumstances and needs.
Cross-border workersWhat are the benefits of social protection for cross-border workers?
Access to medical care, family benefits, retirement rights, and assistance in case of unemployment.
Health insuranceWhat is a complementary health insurance and what is it used for?
Supplementary health insurance tops up social security reimbursements for medical expenses that are not fully covered, such as dental treatment, optical care or hospital stays.
Health insuranceWhat criteria should be considered when choosing a health insurance policy?
It is necessary to analyze your health needs, the coverage offered, exclusions, the cost of contributions, waiting periods, and the flexibility of the contract.
Health insuranceHow to know if my supplemental health insurance covers my specific needs well?
Check the warranties for the care you frequently use such as optics, dental, or alternative medicines.
Health insuranceWhat are the formulas proposed by the health insurance providers?
There are basic, intermediate, and complete formulas available to meet the needs and budget of each insured individual.
Health insuranceWhy is it important to check the exclusions of coverage in a supplementary health insurance policy?
From answers to action
Take the next step
Free tools to help you plan ahead and get a personalised quote.

- Health top-up insurance in FranceCompare premiums and benefits for your profile, then receive quotes for the offers you select.
- Cross-border health top-up insuranceCompare Alptis and REPAM offers, premiums and benefits for your healthcare in France and Switzerland.
- CMU or LAMal?Estimate and compare contributions to help you choose a health insurance scheme as a cross-border worker.
Alperea Assurances
Your question deserves personal advice
Our team in Gex helps you choose cover that suits your circumstances.